Welcome to NIHA’S Learning Academy. This Payment Policy outlines how payments are handled for courses, programs, services, and products available through our website https://nihasacademy.in. By making a payment on our platform, you agree to the terms outlined below.
1. Accepted Payment Methods
We accept the following secure payment methods:
Debit / Credit Cards (Visa, MasterCard, RuPay, etc.)
UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)
Net Banking
Wallet Payments
Other third-party payment gateways authorized by NIHA’S Learning Academy
All payments are processed through verified payment partners to ensure transaction safety.
2. When Payment is Required
Payment is required to:
Enroll in any course or program
Access paid learning materials or digital content
Register for workshops, exams, or certifications
Purchase any physical educational material provided by NIHA’S Learning Academy
Courses, plans, and prices shown on the website are valid only for the period specified and are subject to change without notice until confirmed with full payment.
3. Payment Confirmation
Once payment is made:
You will receive an email confirmation
A transaction receipt will be sent to your registered email
Course access or services will be activated after verification of payment
If you do not receive confirmation within 24 hours, please contact us immediately at support@nihasacademy.in.
4. Security and Encryption
NIHA’S Learning Academy does not store your full card or bank details on our servers. All payment data is encrypted and processed securely by trusted third-party payment gateways which comply with industry standards.
5. Taxes and Fees
All prices displayed are inclusive or exclusive of taxes based on the offer stated on the checkout page. Applicable taxes and processing fees, if any, will be clearly displayed at the time of payment.
You are responsible for any additional charges levied by your bank, credit card company, or payment service provider.
6. Failed or Declined Transactions
If your payment fails due to insufficient funds, bank decline, or gateway error:
Your order will not be processed
No course access will be granted
You may attempt payment again once the issue is resolved
If funds are deducted but your order is not confirmed, contact us right away for reconciliation support.
7. Subscription Payments
If you enroll in a subscription or recurring payment plan:
You authorize NIHA’S Learning Academy to charge the payment method on file automatically at the start of each billing cycle
You can cancel recurring payments at any time through support@nihasacademy.in
Refunds for subscriptions are governed by our Refund & Returns Policy
8. Disputes and Chargebacks
Disputing a legitimate charge without contacting us may delay resolutions. If you face any issues with your payment or course access, please contact us first before filing a dispute or chargeback with your bank.
9. Changes to This Policy
NIHA’S Learning Academy reserves the right to modify or update this Payment Policy at any time without prior notice. Changes will be posted on this page with an updated effective date.
10. Contact Us
If you have questions about payments, methods, security, or transactions, contact:
NIHA’S Learning Academy
📍 #41 Above Axis Bank, Ramamurthy Nagar, Bangalore – 560016
📞 +91-9110672483
📧 support@nihasacademy.in
